If I Need Long Term Care That Means I Am Going to the Nursing Home – Right?
There are many reasons people don’t want to think about the possibility they will need assistance with the activities of daily living as they age. One reason is the mistaken belief that a decline in their abilities automatically means a loss of independence and a move to a nursing home. However, this does not have to be the case. For people who do think about the possibility and then plan ahead financially for the possibility, a whole spectrum of assistance choices other than the nursing home open up to them. These choices include home health, independent living communities and assisted living communities.
Home health companies can provide assistance to you in your home. A variety of options are available including assistance with shopping, transportation, housekeeping, meal preparation, laundry, bathing and dressing.
Independent living communities let you leave the worrying about yard and home maintenance to someone else. You live on your own in a private apartment and enjoy the community amenities, eat in the common dining room and can even arrange for someone to clean and do laundry for you.
Assisted living communities are similar to independent living communities but with additional personal assistance. You can still enjoy living in your private space and participating in community life but help is available to you with the activities of daily living such as bathing, dressing and managing your medications.
So, needing assistance doesn’t have to equal needing the nursing home if you take steps to put financial plans in place now to take advantage of these alternate choices later.